Redding, CA · NMLS 260571
Mortgage Broker in Redding, CA
You deserve to see real rates in real time
- Real rate quotes in 15 seconds
- Side-by-side rate comparisons
- No personal info required
What's your goal?
5
The most 5 reviewed lender in Shasta County
Today's live rates
You pick what matters most for your family. Pay more up front for a lower rate, or pay less up front for a slightly higher rate.
Loading today’s rates…
Showing FHA 30-yr fixed ·
- Lowest Rate—APR: —Points: —
- Balanced cost & rate—APR: —Points: —
- Lowest Cost—APR: —Points: —
Edit rate details
Customize my rate & payment
Displayed rates assume a $500,000 purchase price and a $482,500 base loan ($17,500 down, 3.5%; 96.5% LTV) with the FHA upfront mortgage insurance premium financed into the loan, a 780 credit score, a single-family primary residence in ZIP 96002 and a 30-day rate lock. Rates change daily and are not a commitment to lend.
Rates as of . See rate assumptions
Straight talk
Why don't all mortgage companies
show their rates?
Pete explains why we put our rates out in the open
A lot of lenders keep their rates behind a form. You hand over your name and phone number first, and then the calls start. A bank can only offer its own rate sheet, so there isn't much reason to show it next to anyone else's.
I'm a broker, so I'm not tied to one bank.
I shop your scenario across the wholesale lenders and loan programs we work with, and I would rather show you the numbers up front than make you guess. Look at the options, compare them side by side, and when you're ready, call me and I'll price your exact situation by hand.
Show me my best rateRate alerts
Be the first to know
when rates drop
Rates move every day, sometimes more than once. Tell me what you're watching for and I'll let you know when the numbers move in your favor.
- Refinance alert: for homeowners waiting for the right moment to lower a payment or pull cash out.
- Home purchase alert: for families shopping for a home who want to know where rates are heading.
- Free, and you can stop the alerts any time.
Meet your broker
Hi, I'm Pete Metz.
I started in mortgages in 2003 at HSBC Bank, helping the bank's clients refinance, and moved to a mortgage broker in 2006. In 2019 I opened Von Mortgage's office here in Redding. Since then I've worked through just about every market there is: the 2008 meltdown, the 2020 refinance boom and today's higher rates.
I grew up in Indiana, one of eight kids, watching my dad run a local carpet cleaning business for more than 40 years. That's where I learned that trust is earned one family at a time. My team and I help families buy and refinance homes across Shasta County and beyond, and we're still here to help long after closing.
Thousands of FamiliesServed since 2003
Most ReviewedLender in Shasta County
4.9 ★336 Google reviews
Pete Metz NMLS #260571 · Dream Big Ownership LLC DBA Von Mortgage, Company NMLS #2592815 · 2777 Bechelli Lane, Redding, CA 96002
Simple tools
Run the numbers yourself
Free tools to help you plan. No sign-up to start.
Mortgage payment calculator
See your monthly payment with taxes and insurance.
Open calculator ›How much can I afford?
Find a home price that fits your budget.
Check affordability ›Today's rates
Six loan terms side by side for your scenario.
Compare rates ›What's my home worth?
A value estimate for your home and your equity.
Get an estimate ›How much can I rent my home for?
Thinking of keeping your home as a rental?
See rent estimate ›Down payment assistance
Programs that can help Redding and California buyers.
Read the guide ›What families say
Don't just take my word for it
4.9
★★★★★
336 Google reviewsVon Mortgage, 2777 Bechelli Lane · live count from Google★★★★★
"One thing I loved is that the numbers he ran by me were the actual numbers I got... I left every conversation with clarity."
CheyenneGoogle review
★★★★★
"Being first time home buyers, we didn't know exactly what to expect but Pete was very patient in answering all of my questions... Great communication."
Kelsey KrimmerGoogle review
★★★★★
"He got me pre-qualified quickly and made sure everything was perfectly handled so I was fully qualified right on time. The process was smooth, stress-free."
Rahim RahimeeGoogle review
Where we're licensed
Based in Redding.
Licensed in 7 states.
Our office is in Redding, and we help families buy and refinance in each of these states.
CACalifornia
OROregon
WAWashington
INIndiana
TXTexas
LALouisiana
FLFlorida
Ready to see your real numbers?
Check today's rates in a few clicks, or call (530) 221-7700 and talk to a real person. We answer the phone 7 am to 10 pm, seven days a week.
Fresh every week
Latest from Von Mortgage
Shopping For A Mortgage Should Be This Easy
Trump's New Refinance Order: What It Really Does (and Why Rates Just Dropped)
Working for a Retail Lender vs Working for a Mortgage Broker 2026
Latest articles
One-Time Close Construction Loan: How It Works When You Build in Shasta County
A one-time close construction loan is also called a construction-to-permanent loan or a single-close loan. It puts the build loan and your long-term…
Read moreSelf-Employed Less Than 2 Years? How Long You Need to Get a Mortgage
It depends on what you're buying. The self-employment waiting period applies when you're buying a primary residence or a second home, and the shortest…
Read moreHow Does the CPI Report Affect Mortgage Rates? What October's Numbers Mean
The October CPI report, released by the Bureau of Labor Statistics on November 10, 2026, showed prices up 0.4% for the month and core CPI up 0.3%.…
Read more
Equal Housing Opportunity